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“Third-Party Posts”

The following link/content may include information and statistical data obtained from and/or prepared by thirdparty sources that Hynes Advisory Group, LLC, deems reliable but in no way does Umbrella Insurance Policies guarantee its accuracy or completeness. Hynes Advisory Group, LLC had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Hynes Advisory Group, LLC. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Hynes Advisory Group, LLC, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

 

10 Things Retirees Should Stop Spending On Now

10 Things Retirees Should Stop Spending On Now

Say goodbye to second cars, warehouse stores and other no-longer-necessary expenses Retirement is a time to rethink some things: how we fill our hours and days, what we do for fun and fulfillment. And, maybe, all that stuff we’ve been spending money on for years. You...

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10 Simple Financial Tasks You Can Tackle in an Hour

10 Simple Financial Tasks You Can Tackle in an Hour

You won't believe how much you can accomplish — and save — in just a few minutes Have 60 minutes to kill? You could spend it watching TV or playing games on your smartphone. Or you could spend it saving money, by ticking some easy but important financial tasks off...

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4 Key Decisions for Early Retirement

4 Key Decisions for Early Retirement

‘Will your money last?’ isn’t the only question to consider before retiring. I was chatting with a friend the other day about his retirement—possibly an early one. At age 60, he has worked hard, saved aggressively, and invested well. Most important, he’s pretty burned...

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How to Plan for Retirement Like a Veteran

How to Plan for Retirement Like a Veteran

Surveys show ex-service members retire with more assets, less debt and greater confidence. Here are six ways to follow their lead. When her son Corbett joined the Marine Corps right out of high school in 2013, Lara Ferguson was surprised to learn that he was required...

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6 things to consider when saving for retirement.

6 things to consider when saving for retirement.

Retirement is a time to enjoy your golden years and live life to the fullest. But in order to do that, it's important to start planning early. Retirement savings can be a complex topic, but there are a few key things to keep in mind to get started. 1. Start saving...

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5 Dos and Don’ts When Lending Money to Loved Ones

5 Dos and Don’ts When Lending Money to Loved Ones

Helping friends or family shouldn’t mean hurting your finances Let’s face it: Money is tight for many people. And if you have loved ones in your life who are struggling financially, you may feel inclined to help them. If you do, proceed with caution. ​​According to a...

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11 Mistakes Retirees Make at the Supermarket

11 Mistakes Retirees Make at the Supermarket

It’s not just inflation. Your bad habits may explain why you’re paying too much for groceries. Retirees living on fixed incomes have been feeling the pinch of rising grocery costs. Grocery prices in February rose 2.6 percent year-over-year, according to the U.S....

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Misconceptions About the Still-Working Exception

By Andy Ives, CFP®, AIF® IRA Analyst Regardless of the topic, we could all use an occasional refresher. Retirement account rules are incredibly complicated, and we all have our blind spots. Even seasoned financial advisors with extensive client lists can overlook...

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Taking Tax-Free Distributions from Your HSA

By Sarah Brenner, JD Director of Retirement Education Health Savings Accounts (HSAs) may be one of the biggest tax breaks currently available. If you have a qualifying high-deductible health plan, you may make a deductible contribution to an HSA. There are no income...

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How the Compensation Limit Affects Retirement Plan Benefits

By Ian Berger, JD IRA Analyst   Many retirement plans base employer contributions on employee compensation. For many years, Congress has limited the compensation that can be taken into account for those contributions. Fortunately, this dollar limit only applies...

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New Reporting for 2025 QCDs

By Sarah Brenner, JD Director of Retirement Education The IRS has introduced a new code for the reporting of qualified charitable distributions (QCDs) by IRA custodians on Form 1099-R. How QCDs Work QCDs first became available in 2006, and they were made permanent in...

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Hynes Advisory Group, LLC Location

The place to build your future is right down the road.

St. Louis, Missouri

9920 Watson Road, Suite 107
St. Louis, MO 63126
 Office:  (314) 858-1335
 Robert Hynes Cell: 314-623-2233
  rhynes@robertehynes.com
 Tim Brennan Cell: 636-299-7061
  tim@robertehynes.com