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Schedule a Meeting With Hynes Advisory Group or Call 314-858-1335

“Third-Party Posts”

The following link/content may include information and statistical data obtained from and/or prepared by thirdparty sources that Hynes Advisory Group, LLC, deems reliable but in no way does Umbrella Insurance Policies guarantee its accuracy or completeness. Hynes Advisory Group, LLC had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Hynes Advisory Group, LLC. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Hynes Advisory Group, LLC, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

 

5 Dos and Don’ts When Lending Money to Loved Ones

5 Dos and Don’ts When Lending Money to Loved Ones

Helping friends or family shouldn’t mean hurting your finances Let’s face it: Money is tight for many people. And if you have loved ones in your life who are struggling financially, you may feel inclined to help them. If you do, proceed with caution. ​​According to a...

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11 Mistakes Retirees Make at the Supermarket

11 Mistakes Retirees Make at the Supermarket

It’s not just inflation. Your bad habits may explain why you’re paying too much for groceries. Retirees living on fixed incomes have been feeling the pinch of rising grocery costs. Grocery prices in February rose 2.6 percent year-over-year, according to the U.S....

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Retire with confidence: Master your finances and lifestyle

Retire with confidence: Master your finances and lifestyle

Discover steps to help you prepare for retirement Imagine this: After decades of hard work and dedication, you’re just 12 months away from the retirement of your dreams. Exciting, right? But hold on, this final stretch is crucial. Let’s make sure you’re fully prepared...

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7 Strategies for More Income in Retirement

7 Strategies for More Income in Retirement

“Old age is always fifteen years older than I am.” —Bernard Baruch, American financier, investor, statesman and philanthropist One of the biggest fears people have is running out of money in retirement. And for many Americans, this is a very real risk, not an...

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How an annuity can help as you plan for retirement

How an annuity can help as you plan for retirement

As you approach retirement, you may be wondering what are the next steps for your investments. An annuity may be an effective tool for you in retirement planning by providing a steady and reliable income stream. With 2024 being the year with the greatest number of...

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9 Ways Retirement Will Be Different in 2025

9 Ways Retirement Will Be Different in 2025

How changes in Social Security, Medicare, 401(k) contributions and more will affect your finances Retirement is not static. Even when the kids are gone and the career is done, your lifestyle and expectations are constantly evolving. So are your finances. Areas key to...

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3 Social Security Changes Retirees Need to Know About in 2025

3 Social Security Changes Retirees Need to Know About in 2025

Key Points A modest cost-of-living adjustment (COLA) will make benefit checks bigger. Note that higher earners will pay a bit more in Social Security taxes. Retirees still earning income may have some of their benefits temporarily withheld. The $22,924 Social Security...

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Ed Slott’s Elite IRA Advisor Group (Ed Slott Group) is a membership organization owned by Ed Slott and Company, LLC. Logos and/or trademarks are property of their respective owners and no endorsement of (Hynes Advisory Group, LLC) is stated or implied. Ed Slott Group and Ed Slott and Company, LLC are not affiliated with Hynes Advisory Group, LLC.

For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/EliteGroup

 

Who Can Use a 10% Penalty Exception?

By Andy Ives, CFP®, AIF® IRA Analyst   As a follow up to the March 26 Slott Report entry that included a full list of the 10% early withdrawal penalty exceptions (“10% Penalty Exceptions: IRAs and Plans”), here we get a little deeper into the weeds on some of the...

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Make Your 2024 IRA Contribution by April 15

By Sarah Brenner, JD Director of Retirement Education   There is still time! You can still make a prior-year (2024) IRA or Roth IRA contribution up to the tax filing due date, April 15, 2025. For most people, there is no extension beyond that date, regardless of...

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10% Penalty Exceptions: IRAs and Plans

By Andy Ives, CFP®, AIF®IRA Analyst If a person under age 59½ takes a withdrawal from his IRA or workplace plan, there is a 10% early withdrawal penalty…unless an exception applies. There are currently 20 exceptions, with a 21st on the way. Here are those exceptions,...

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12 Super Catch-Up Contribution Questions Answered

By Ian Berger, JD IRA Analyst   We continue to get lots of questions about the new “super catch-up” contribution for retirement plan and SIMPLE IRA participants who are ages 60-63. Here are answers to your top 12 questions: 1. When does the super catch-up...

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Surprise! You May Still Be Eligible for the Stretch IRA

By Sarah Brenner, JD Director of Retirement Education The arrival of the SECURE Act means the end of the stretch IRA for many beneficiaries. Instead, a 10-year payout rule applies for most IRAs inherited by non-spouse beneficiaries. However, the SECURE Act does allow...

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Hynes Advisory Group, LLC Location

The place to build your future is right down the road.

St. Louis, Missouri

9920 Watson Road, Suite 107
St. Louis, MO 63126
 Office:  (314) 858-1335
 Robert Hynes Cell: 314-623-2233
  rhynes@robertehynes.com
 Tim Brennan Cell: 636-299-7061
  tim@robertehynes.com